Did Your Car Dealer Mislead You About Your Financing?

Answer a few questions and our AI will identify potential dealer finance violations — hidden add-ons, payment mismatches, down payment tricks, and bait-and-switch financing.

About Your Case

Your Information

Your Report

Dealer Finance Violation Intake

Each yes/no question maps to a specific violation our attorneys pursue. Answer as best you can — "Not Sure" is always an option.

About the Deal

Dealer Name *

Purchase Date *

Approximate is fine.

State Where You Bought the Vehicle *

Vehicle Year

Vehicle Make

Vehicle Model

Choose a make first.

Violation Questions *

Q1 · Forced Products *

Did the dealer tell you that you had to buy a warranty, GAP, GPS, theft protection, paint protection, or another add-on in order to get approved for financing?

Federal and state law generally require these products to be optional. If you were told they were required, that is something an attorney should review.

Q2 · Payment Mismatch *

Was your monthly payment higher than what the dealer originally told you it would be?

If the contract payment is meaningfully higher than the promised payment, an attorney should review the difference.

Q3 · Separate Down Payment Agreement *

Did the dealer ask you to make your down payment in parts after you took the car home?

Separate down-payment paperwork outside the RISC is something an attorney will want to review under TILA and state finance law.

Q4 · Bait and Switch Delivery *

After you took the car home, did the dealer call you back and tell you that you needed to sign new paperwork, put more money down, or return the car?

If you left with the car but had to return it or re-sign documents, that is an important fact for an attorney to review under consumer protection laws.

Q5 · Vehicle Condition Misrepresentation *

Did the dealer misrepresent the vehicle's condition, such as hiding crash damage, odometer tampering, salvage/flood history, or title issues?

Dealers are generally required to disclose known defects, accidents, and title history. If these were hidden, an attorney should review it.

Payment Status *

Are you currently up to date on your car payments?

This helps our team understand your situation.

Tell Us What Happened *

0 / 500 words (minimum 20 words required)

Upload Your Contract

Uploading your Retail Installment Sales Contract (RISC) is strongly recommended.

Including your RISC helps us identify finance-law issues more accurately. You can still submit without it, but your analysis will be more thorough with the contract. Additional documents help an attorney verify the facts.