Which credit bureau(s) contain the error?*

Select all that apply. You can dispute with each bureau separately.

What type of error appears on your credit report?*

Select all that apply.

Have you filed a dispute with the credit bureau(s) about this error?*

A written dispute to the bureau triggers a legal obligation to investigate within 30 days.

YesNo

Have you disputed this error directly with the company that reported it (the furnisher)?*

The furnisher (e.g., a bank, lender, or collection agency) has independent duties under the FCRA to investigate disputes.

YesNo

How long has this error appeared on your credit report?*

Less than 6 months6–12 months1–2 yearsMore than 2 years

What harm has this error caused you?*

Select all that apply. Concrete harm strengthens an FCRA claim and supports actual damages. Even without documented harm, statutory damages up to $1,000 per violation may be available.

What documentation do you have?

Select all that apply. You can upload files below.

Credit reports showing the errorDispute letters sent to bureau or furnisherResponse letters from bureau or furnisherNothing yet

Drag & drop files here, or click to browse

PDF, PNG, JPG, WEBP — up to 25 MB each · Optional

FCRA Case Analyzer - Do You Have Errors on Your Credit Report?

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